Insurance Law

Texas Insurance Law Attorneys

Description of Practice

Germer PLLC has one of the State’s largest and established insurance defense practices.  The firm’s attorneys have experience in all aspects of insurance law, including first party defense, third party defense, subrogation, and in providing advice to carriers on regulatory, legislative, and coverage issues.  The firm’s work on litigated insurance cases includes pre and post suit development, trial, and appeal.

Germer has attorneys who are knowledgeable and experienced in all aspects of first party practice.  The firm’s attorneys provide effective and quality representation in disputes involving property, commercial, and automobile policies, including the following types of cases:

  • Defending first party suits against insurers following large scale disasters such as hurricanes, tropical storms, and wildfires – particularly property damage suits brought under homeowners’ and commercial policies;
  • Defending insurers in suits brought under uninsured/underinsured motorist policies;
  • Initiating coverage suits, including initiation of declaratory judgment actions to determine the rights or responsibilities of a particular insurer;
  • Representing insurers in suits where the insurer is asserting a policy exclusion as a grounds for denying a claim, including arson and vacancy;
  • Defending suits in which the insured claims breach of contract under the insured’s policy;
  • Defending suits in which an insured asserts extra-contractual claims including claims for alleged violations of the duty of good faith and fair dealing and claims under the Texas Insurance Code and the Texas Deceptive Trade Practices Act.

The firm’s attorneys also provide coverage opinions for any type of policy including the legal effect of any indemnity agreements outside of the policy which may allocate liability to other parties.  They also have experience providing legal guidance with claim investigations – particularly in fire and suspicious loss cases (including examinations under oath).

Germer’s work in third party practice is similarly unparalleled in Texas.  Attorneys in the firm’s three offices have a history of providing quality legal representation to insureds in virtually any type of suit under virtually any type of policy, including automobile accidents, premises liability suits, medical and legal malpractice claims, indemnity claims, toxic tort suits, employment law cases, maritime claims, and many others.

Contact the Attorneys at Germer PLLC for a consultation today. We provide services for clients in Beaumont, Austin, Houston, San Antonio, Tyler and surrounding areas.


550 Fannin, Suite 400
Beaumont, Texas 77701
Ph: 409.654.6700
Fax: 409.835.2115
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One Barton Skyway
1501 S Mopac Expy, Suite A400
Austin, TX 78746
Ph: 512.472.0288
Fax: 512.472.0721
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America Tower, 2929 Allen Parkway,
Suite 2900, Houston, TX 77019
Ph: 713.650.1313
Fax: 713.739.7420
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San Antonio:

1826 North Loop 1604 West, Suite 300
San Antonio, Texas 78248
Ph: 210.640.1650
Fax: 512.472.0721
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102 N College Ave, Suite 303
Tyler, TX 75702
Ph: 713.650.1313
Fax: 713.739.7420
Map & Directions